ElitePay™

ElitePay™ offers a structured onboarding window to validate performance, transparency, and platform alignment—before full commitment.
This trial period reflects the confidence we have in both our infrastructure and your operational readiness.

Predictable Capital Availability
ElitePay™ is engineered for continuity. Deposits are timely, structured, and free from discretionary holds—ensuring your capital is available exactly when expected.

Transparent Settlement Economics
All deposit timelines, costs, and reconciliation details are clearly outlined—no hidden batch fees, no accelerated payout surcharges.

Real-Time Visibility
Full access to settlement schedules and transaction-level reporting allows you to plan cash positions with precision and confidence.

ElitePay™ gives ownership direct control over the timing and cadence of revenue settlement—ensuring that capital reaches your account in alignment with your operating rhythm.

Whether optimizing liquidity or preserving reserves, you define how and when funds are made available.

• Same-Day Clearing — Funds are available by close of business with no added cost or premium.
   
• Next-Day or Two-Day Payouts — Align disbursement with your cash flow cycle or working capital strategy.
   

There are no delays, no withheld batches, and no discretionary restrictions.

The ElitePay™ Facility offers a pre-committed funding solution designed to scale with your business. It provides consistent access to capital without disrupting your margin or your momentum.

• Limits up to $1,500,000 — Scalable to meet growth and working capital requirements
   
• 5–7 Day Capital Availability — Structured disbursement for timely deployment
   
• Flexible Terms — Interest-only structures available for experienced businesses.

• High Approval Efficiency — 99% approval rate for qualified operators with no hard credit inquiries.

Efficient Cost of Capital
Structured rates as low as 0.50% per month, designed to preserve margin while supporting operational growth.

Stable Repayment Framework
Fixed monthly repayment schedules provide predictability and control—aligned with the pacing of your revenue cycle.

Fully Transparent Terms
All terms are presented clearly at the outset. No embedded fees. No retroactive adjustments.

Expedited Capital Access
Funds available within 5–7 business days of approval—accelerated to meet your deployment timeline.

Adaptive Payment Structures
Interest-only plans available for seasoned operators with 5+ years of operating history.

Our platform is trusted by operators managing scale, regulatory nuance, and revenue sensitivity across diverse sectors:

• Multi-Unit Hospitality & Restaurant Groups 
• Live Venues, Nightlife, and Experiential Concepts 
• Regulated Retail (Vape, Liquor, Cannabis, Firearms, Adult) 
• Subscription-Based and Digital-Access Models 
• Nutraceuticals and Supplement Distribution 
• Crypto Infrastructure and Financial Technology 
• Advisory, Coaching, and High-Ticket E-Commerce Channels
   

Credit assessments are conducted with discretion and relevance. We underwrite based on merchant volume and transaction behavior—never on consumer credit proxies.

No hard inquiries. No disruption to personal credit files.

Every ElitePay™ relationship begins with a forensic cost analysis. 

We deliver a comprehensive breakdown of your current fee structure, isolate inefficiencies, and present clear savings under our cost-plus model, available from as low as Interchange + 10 basis points.

ElitePay™ integrates directly into your existing payment infrastructure—quietly replacing inefficiencies without altering daily operations.

Deployment is non-invasive, fully supported, and invisible to frontline staff.

ElitePay™ supports a wide range of enterprise-grade POS and gateway systems, including:

• Brink POS
• Aloha
• Clover
• Lightspeed
• Union POS
• Silverware POS
• TSYS
• First Data
• Authorize.Net
• NMI
• Paysafe
• Shift4
…and more.

All transactions are fully PCI-DSS compliant, end-to-end encrypted, and continuously monitored for irregularities.
ElitePay™ enhances your payment security posture while reducing exposure—without requiring additional oversight or infrastructure.

ElitePay™ connects directly into most major POS environments—activating preferred pricing, funding flexibility, and rebate distribution with zero system disruption.

Ideal for operators seeking optimized economics without a hardware change.

Our proprietary terminals are built for environments requiring elevated throughput, reliability, and transaction intelligence.

They offer exclusive access to internal logic systems that support uninterrupted revenue activity and embedded continuity protections.

This feature is available only within the ElitePay™ terminal ecosystem.